Proliferation of on line lending

Ateneo Professor on Entrepreneurship

Rizal Philippines
July 16, 2019

Peso Loan

Everything  is now on line, shopping, banking etc and now on line lending. One can now borrow in minutes in several on line sites,  without surety or collateral albeit in small amounts and interests are reasonable.   This is a threat to retails loans, pawnshops, and microfinance.   With many microfinance companies going belly up, this is a further threat.

All use Apps.   So that is high tech and customer convenience.   Fast easy to get loans.  No hassle

For the lender, this arrangement means low overhead, low expenses, and easy marketing,  Inbound. pa.  Using apps and FB.

What are the advantages:    fast, paperless, and low interest.  This is microfinance bombay on line....  Watch when BSP and authorities start regulating this.    Congrats to the originator of this scheme....

Google shares breach the $1,000 per share mark, the rest of techie stocks follow

Ateneo Professor on Entrepreneurship

Repost from CNBC


                                  


 

During the weekend, there was a significant news that Google shares reached the $1,000 per share mark lifting the techie stocks along with the rise.  The gain was on video and mobile advertising which rose by 23%.  You tube is generating revenues for Google

Google is known for the various products:   Nexus lines of phones, Chrome browser, You tube, experienced a 32% growth from the rest of the world;  with more than one billion smartphone applications, Google gets revenue  from Google play where it sells Google apps

Google stock prices went up by 38% this year, rewarding investors in Funds like $101 billlion Contrafund, which is being managed by star picker Will Danoff.  Some of his portfolion includes Tesla Motors, and Facebook

What does this news mean to entrepreneurs?  To the GSB students

6 Steps to a Paperless Workplace - Timely tips for entrepreneurs

---------- Forwarded message ----------
From: Intuit Small Business Blog <blog@intuit.com>
Date: Fri, Mar 22, 2013 at 8:03 PM
Subject: 6 Steps to a Paperless Workplace

	Weekly Update 6 Steps to a Paperless Workplace Some small-business owners are hesitant to shift to a paperless workplace because the transition seems overwhelming. But the switch doesn't have to happen overnight. If you need motivation to get started, … Read more: http://blog.intuit.com/trends/6-steps-to-a-paperless-workplace/?utm_source=rss&utm_medium=rss&utm_campaign=6-steps-to-a-paperless-workplace Running Your Business on the Go Thanks to mobile technologies like smartphones and tablet PCs, it's becoming easier for modern small-business owners to run their companies without an official office. Skipping this formality saves overhead costs … Read more: http://blog.intuit.com/trends/running-your-business-on-the-go/?utm_source=rss&utm_medium=rss&utm_campaign=running-your-business-on-the-go Is Your Workplace a Happy Place to Work? Anyone who has ever had the unhappy experience of working with a disgruntled fellow employee (or has been one themselves) knows the personal value of maintaining a positive work environment. … Read more: http://blog.intuit.com/employees/is-your-workplace-a-happy-place-to-work/?utm_source=rss&utm_medium=rss&utm_campaign=is-your-workplace-a-happy-place-to-work How to Manage a Negative Employee Did anyone you know instantly come to mind when you read the title of this article? Every business seems to have at least one negative employee. This person finds flaws … Read more: http://blog.intuit.com/employees/how-to-manage-a-negative-employee/?utm_source=rss&utm_medium=rss&utm_campaign=how-to-manage-a-negative-employee How to Sharpen Your Listening Skills Businesses in the U.S. and U.K. lose $37 billion a year simply because workers do not fully understand their jobs, according to a new IDC white paper commissioned by Cognisco, … Read more: http://blog.intuit.com/employees/how-to-sharpen-your-listening-skills/?utm_source=rss&utm_medium=rss&utm_campaign=how-to-sharpen-your-listening-skills IRS Cracking Down on Misclassified Employees Forewarned is forearmed: The Internal Revenue Service is examining the tax filings of small businesses in a special effort to find owners who are misreporting employees as "contractors." The IRS believes that … Read more: http://blog.intuit.com/employees/irs-cracking-down-on-misclassified-employees/?utm_source=rss&utm_medium=rss&utm_campaign=irs-cracking-down-on-misclassified-employees Is Passion Enough to Start a Small Business? Anyone who's ever considered starting his or her own business has heard the following: "You have to love what you do." "Start a business around something you feel passionate about." … Read more: http://blog.intuit.com/trends/is-passion-enough-to-start-a-small-business/?utm_source=rss&utm_medium=rss&utm_campaign=is-passion-enough-to-start-a-small-business How to Create Strong Email Marketing Messages Remember when marketing was a high-dollar venture? You purchased advertising space in newspapers or, if you had a bigger budget, on TV or the radio. Times have changed. Now small-business … Read more: http://blog.intuit.com/marketing/how-to-create-strong-email-marketing-messages/?utm_source=rss&utm_medium=rss&utm_campaign=how-to-create-strong-email-marketing-messages It's Just Ducky Manufacturing in the U.S.A. The Rubber Ducky is an American icon. As such, Craig Wolfe believes that its future descendants should be made in the United States. "The rubber duck was actually invented in … Read more: http://blog.intuit.com/money/its-just-ducky-manufacturing-in-the-u-s-a/?utm_source=rss&utm_medium=rss&utm_campaign=its-just-ducky-manufacturing-in-the-u-s-a In the Trenches: When Email Lags Our business relies on very fast interactions between travelers and concierges. If plans change or something goes wrong, or even if a client just has a simple question, we need … Read more: http://blog.intuit.com/employees/in-the-trenches-when-email-lags/?utm_source=rss&utm_medium=rss&utm_campaign=in-the-trenches-when-email-lags Use Freebies to Boost Your Sales Who doesn't like to get something for nothing? Freebie marketing — whereby a business gives away goods or services to promote its brand and boost sales of related products or … Read more: http://blog.intuit.com/marketing/use-freebies-to-boost-your-sales/?utm_source=rss&utm_medium=rss&utm_campaign=use-freebies-to-boost-your-sales 3 Apps for Scheduling Social Media Posts Social media marketing is largely an all-or-nothing endeavor. To make it work for your business, you have to post frequently and use various platforms. Facebook, Twitter, LinkedIn, Pinterest, and Google+ … Read more: http://blog.intuit.com/marketing/3-apps-for-scheduling-social-media-posts/?utm_source=rss&utm_medium=rss&utm_campaign=3-apps-for-scheduling-social-media-posts How You Manage Money Should Change When You Start a Business In some ways, managing your business's money is similar to managing your personal finances: You should practice disciplined spending, pay your bills on time, and regularly balance your books. In … Read more: http://blog.intuit.com/money/how-you-manage-money-should-change-when-you-start-a-business/?utm_source=rss&utm_medium=rss&utm_campaign=how-you-manage-money-should-change-when-you-start-a-business 5 Reasons You Need to Take a Break It's easy to get caught up in the hamster wheel of running a small business. But, although it may seem like a waste of precious time, it's important to take … Read more: http://blog.intuit.com/employees/5-reasons-you-need-to-take-a-break/?utm_source=rss&utm_medium=rss&utm_campaign=5-reasons-you-need-to-take-a-break Shop Intuit: Website Services QuickBooks Payroll GoPayment Point of Sale Get Help: Support Community

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Apps can handle your payroll making payroll a snap

	Intuit Makes Payroll a Snap with Free Mobile App Source: blog.intuit.com One out of every three small businesses pays an annual penalty for payroll calculation errors, the U.S. Chamber of Commerce reports. Perhaps

profjorge.entrep@gmail.com sent this using ShareThis. Please note that ShareThis does not verify the ownership of this email address.

Fwd: Download this free app on your phone - I love it!

Please check out if this can apply to your business.  Be careful though if there are
security risk of virus. It can be useful if you have a business

---------- Forwarded message ----------
From: Mike Litman <mike@mikelitman.com>
Date: Wed, Apr 4, 2012 at 11:27 PM
Subject: Download this free app on your phone - I love it!
To: jorge.saguinsin@gmail.com

I just downloaded an incredible free app on my iPhone (works on
iPad also) and you'll want to grab it also (asap).

As a small business owner like you, I have tax questions
from time to time, especially now as April 15th approaches.

This app 'Ask A CPA' is amazing, there's over 2,500 answers to
popular 'small business tax' questions and check this out.

They have accountants in your area that will answer your
questions for FREE. 'Ask A CPA' is amazing.

I wanted to email you today because they start charging for this
app in the next 24 hours and for now you can get it free on your
iphone or ipad.

There's other 'tax' apps on iTunes. Please make sure you search
for 'Ask A CPA' because it's free to download and free to use. Most
of the others aren't.

Here's what you need to do today:

1) Take out your iPhone or iPad
2) Go to the App Store
3) Search 'Ask A CPA'
4) Download 'Ask A CPA'

'Ask A CPA' is a great resource for entrepreneurs
like you and I.

If you have an Android phone, the owner just let me know they'll
be giving away 500 downloads free real soon, send an email to
info@askacpa.pro and they'll alert you when it's available.

I love my iPhone and iPad and 'Ask A CPA' is a must app
to have when you need tax help.

Go download it now before they start charging.  Don't download
an imitator by accident, here's a picture of the app so you
know.



Your Coach,

Mike

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Jorge U. Saguinsin

Angono, Rizal

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