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Tuesday, July 16, 2019

Proliferation of on line lending

Ateneo Professor on Entrepreneurship

Rizal Philippines
July 16, 2019

Peso Loan

Image result for peso loans


Everything  is now on line, shopping, banking etc and now on line lending. One can now borrow in minutes in several on line sites,  without surety or collateral albeit in small amounts and interests are reasonable.   This is a threat to retails loans, pawnshops, and microfinance.   With many microfinance companies going belly up, this is a further threat.

All use Apps.   So that is high tech and customer convenience.   Fast easy to get loans.  No hassle

For the lender, this arrangement means low overhead, low expenses, and easy marketing,  Inbound. pa.  Using apps and FB.

What are the advantages:    fast, paperless, and low interest.  This is microfinance bombay on line....  Watch when BSP and authorities start regulating this.    Congrats to the originator of this scheme....

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