Learning Agreement: Kristine C. Abrugena

Good afternoon Sir! Please see below. Thank you. Good evening JUS Personal Data  -  Learning Agreement     Student Data                                                                                                                                                                                 Date:  March 29, 2012   Name: Kristine C. Abrugena                                 Cell Phone No. 0916-5772860          Email: kristineabrugena@yahoo.com   Business Address:  3/F Unionbank Bldg. 142 Amorsolo St. Legaspi Village, Makati City   Current Position: Account Officer   Residence Address:  21 Kasay-Kasay St. Mira-Nila Homes, Tandang Sora , QC     Educational Attainment:   School     Year        Course             Post Graduate    Ateneo Graduate School of Business 2010-present MBA Undergraduate De La Salle University-Manila 2002-2006 Business Management Major in Entrepreneurship                                                  Special Skills:             Multi-tasking :)     Hobbies:                      Reading novels (by Paulo Coelho, Gabriel Garcia Marquez, Kahlil Gibran), watching movies (romantic comedies, action, feel-good movies), listening to music (Coldplay, Michael Jackson, Collective Soul), shopping     Work Experience Company        Position/Responsibility         Period     Achievement Equitable PCI Bank-BDO Unibank Inc. Loans Assistant       Jan 2007 – Jan 2010      excellent performance appraisal / recommendation Unionbank of the Philippines Account Officer        Jan 2010 – present promotion                                         Business / Enterprise Experience:   After college graduation, I franchised a food cart business, Authentic Japanese Corn, for a year (July 2006 – July 2007). I situated the cart first in Metropoint Mall, EDSA then at Times Plaza, UN Ave. Taft, Manila . Business Plan Topic in Mind: A dessert / "all sweets" bar that offers spa services as well.     1.  Notable Achievement/s.   As I was excited to handle my own business right after graduation, I was able to manage and oversee a small franchised business. I learned to handle personnel management and inventories as well as properly deal with franchisers. Since I am not yet earning much, I opted to enter the corporate world during the same time I am handling the business. After a year, I had to cease the food cart business as I was having a hard time covering for the rent expense, so I focused on banking.   In my 5 years experience in banking, one of my notable achievements is I am the only Junior Officer under the Commercial Banking Group who was given clearance and was recommended to present credit proposals for approval of loans of top corporations to the Credit Committee and the Executive Committee.     2.  Failures (if any?)   There was an instant at work wherein I failed to clarify with my boss the required data needed from the client. Hence, it turned out that the data presented to the Team Head which I got was the wrong one. So it resulted to overexposure of the account.   However, I suddenly thought of the following and decided to include as this is a part of my personal data anyway :) §         I failed to try drugs §         I failed to get into smoking, drinking and partying hard §         I failed to cut more than one class back in college. And none in post grad.     3.  Dark secrets, if any: -   4.  SELF ANALYSIS (WHERE AM I NOW?) (Related to Entrepreneurship)                 STRENGTHS        WEAKNESSES HABITS I do not cram. I am always organized. I plan. I multi-task.   When I know that I have more than enough time, I tend to do first the things that are less important.   ATTITUDE I don't like pending to-do's. I always find time for every thing I want to do. I know my priorities. I am goal-oriented. I value people than work. I can get intimidated by complicated tasks. I find it hard / it takes time for me to decide over certain things. I need affirmation from other trusted people when making decisions.  SKILLS   I am able to deal with different kinds of people based on their personalities. I have an eye for details. I am a fast learner. I still lack people skills. My tone of voice is sometimes misunderstood as too bossy or demanding.   KNOWLEDGE Financial and Credit Analysis. I know how to assess companies in terms of the industry, technical & market aspects and the credit behavior since I handle corporate accounts at work. Thus, if I get to have my own business, I have an idea on the dealings with other enterprises. I got to learn on how to go about with the Financial, HR, Marketing and Operations aspects of a business back in college as we constructed a simulated company as our thesis. I seldom read on current events.                 5.  WHERE AM I GOING?   a. Personal Vision Statement:    In five years, I shall be positioned as a senior officer of a reputable bank and I shall have my own business which I can manage on the side. I will be creating jobs through the employment of competent workers who will help in the expansion of my business.   b. Personal Mission Statement:   I will continue to work with integrity and high level of determination. I shall climb the corporate ladder and will not permit any harm or prejudice done on any co-worker in the process of achieving my goals. I will be able to manage my business and enjoy profits while being socially responsible and participative in charity works.     c. Desired Material Reward for the next 5 years – SMART (Specific, Measurable, Achievable, Realistic, Time-Based)       WHAT (position/ annual salary, perks, cars, house/ wealth) HOW TO GET THERE      WHO WILL HELP YOU GET THERE? Year 1 Position: Assistant Manager       Increase my loan portfolio. Presentation and approval of new corporate accounts. Support from my family and bosses. Year 2 Increase my current salary by 100%.   Since I've graduated from AGSB already, I will focus on learning how to bake so I can try selling desserts on the side, a trial business.   I'll have my own house or condominium with my "future spouse". Market and take care of bigger accounts.   Practice and manage my time well.         Save and spend wisely. Bosses.     My mom & sisters.           Spouse and family. Year 3 Promotion to Manager     Purchase a new car. Continuous marketing of substantial accounts.   Car instalment loan. Colleagues and clients.   Company. Year 4  Establishment of my own business / desserts bar. Study the market and the acceptability of the products to be offered.   Family and friends. Year 5  Promotion to Senior Manager Further contribute to the income of the bank thru strategic quotation of interest rates over corporate borrowings. Superiors and support of family.       6.  What will be the value if any of the subject, to your profession? This course taps the over-all operation of a business. I believe that the most helpful part in my current profession is the financial aspect. Moreover, I will be able to learn how businesses respond to the market just as how the corporate clients perform in the industry.     Sir, there's no #7.     8.  What grade do you expect?  3.5 - 4.0 :)  Now that we know the grade, we can start learning   9.  How will you get the grade that you expect?  Timely submission of reports; attentiveness and participation in class                       I undertake to abide by this learning agreement.     Kristine C. Abrugena                                              March 29, 2012     Students Printed Name/Signature                                                Date